Collateral Structure
1st Priority Title Lien
Hard vehicle asset backing (Tesla CPO & new)
Debt Coverage (DSCR)
14.1x DSCR
$919k EBITDA vs $65k debt service
Borrower Equity Cushion
$115,000 Cash
15% - 20% down payment buffer
Tax Write-Off Shield
Section 179 Eligible
Up to $31,300/vehicle immediate deduction
"For local commercial credit committees, Unykorn Black represents a gold-standard equipment facility: titled collateral on highly liquid Tesla fleet assets, conservative 14.1x coverage, and ring-fenced corporate liability operating from 5655 Peachtree Pkwy under Georgia SB 219."